Frequently asked questions about buying and selling in Upland, the Inland Empire & San Gabriel Valley

Start with a 15-minute call with Duri at (909) 434-6966. You will talk through neighborhoods, budget and timing, get connected with a lender for a pre-approval, and set up a search on this site or an MLS alert so you see new listings the moment they go live. Touring can start as soon as your pre-approval is in hand.

Yes. In California a written buyer representation agreement is required before an agent tours homes with you, and it spells out how the agent is paid. Compensation is negotiable; in most transactions the seller offers a credit that covers some or all of it, and Duri will walk you through the options before you sign anything. The listing agent on a home represents the seller, so having your own agent means someone is negotiating for you.

It depends on the loan. Conventional loans start at 3% down for first-time buyers, FHA at 3.5%, and VA loans need none. CalHFA and county programs can help with down payment and closing costs on many homes in Pomona, Ontario, Montclair, Fontana, Rialto, Chino and Upland. Duri works with local lenders who can price out each option in a day.

A pre-approval is a lender's written commitment, based on your credit, income and assets, for a specific loan amount. Sellers in the foothill cities routinely require one with any offer, and it tells you exactly what price range to shop. It takes a day or two and does not lock you into that lender.

Once your offer is accepted, a financed purchase typically closes in 21 to 30 days; cash closings can be 10 to 14 days. New construction follows the builder's completion schedule, and probate or short-sale purchases can take longer because of court or lender approvals.

Contingencies are your exit doors: an inspection contingency lets you investigate the home (general, termite, roof, sewer and more) and cancel or renegotiate if something serious turns up; an appraisal contingency protects you if the lender values the home below the price; a loan contingency protects you if financing falls through. Duri schedules the inspectors and reads the reports with you.

Yes, and it costs you nothing extra. The sales office represents the builder. Register Duri as your agent on your very first visit, or bring her with you, and she will negotiate upgrades, closing-cost credits and rate buy-downs on your side. Every active new-construction home is listed on this site's New Construction page.

Price matters, but terms often decide it: a clean pre-approval, a realistic close date, a sensible inspection period, and an appraisal-gap plan when the market is moving. Duri calls the listing agent before you write, so your offer answers what the seller actually wants.

With a comparative market analysis built from recent CRMLS sales of similar homes near you, adjusted for size, condition, lot, view and upgrades, plus what is currently competing for the same buyers. You can start with the free estimate on the Home Value page; the CMA is the precise version, and it is free.

Professional photography, a cinematic walkthrough film and drone footage, staging advice through the MAD Realty Co. team, a dedicated page on this site, syndication to every major portal through the MLS, social campaigns, and coordinated open houses. See the Sell page for the full plan.

Real estate commissions are negotiable and agreed in writing before your home is listed. Beyond commission, sellers typically pay escrow and title fees, a county transfer tax, and any negotiated buyer credits; together those usually run one to three percent of the price. Duri provides a net-proceeds estimate before you decide.

Sometimes. Paint, landscaping, lighting and repairs almost always pay back; kitchens and baths depend on the home and the price point. Duri and the MAD Realty Co. renovation team can tell you what buyers in your neighborhood are paying a premium for and what to leave alone.

A well-priced, well-presented home in the foothill cities usually has an accepted offer within two to three weeks; the median time on market changes with the season and price band. The stats bands on each city page show what is happening right now.

California requires a Transfer Disclosure Statement, a Natural Hazard Disclosure, and a Seller Property Questionnaire, among others, covering known defects, repairs, and neighborhood conditions. Full, early disclosure protects you legally and keeps deals from falling apart in escrow.

Yes. Common paths are a purchase contingent on your sale, a short rent-back after closing so you can move once, or bridge financing. Duri coordinates both transactions so the timelines line up.

Duri is a Realtor® with Real Brokerage Technologies, Inc. (DRE# 02234095; broker DRE# 02022092) based in Upland, working directly with the MAD Realty Co. team on renovation-grade listings and investment properties. She is rated 5.0 on Zillow.

Upland, Rancho Cucamonga (including Alta Loma and Etiwanda), Claremont, La Verne, Glendora, Pomona, Ontario, Montclair, San Dimas, Covina, Fontana, Rialto, Chino, Chino Hills, West Covina, Azusa, Diamond Bar, Walnut and Eastvale. That spans the Inland Empire foothills, the Chino Valley, the eastern San Gabriel Valley and Eastvale, with a focus on the foothill neighborhoods north of Foothill Boulevard.

Call or text (909) 434-6966, email realtorduri@gmail.com, or use any form on this site. Duri answers her own phone; expect a reply the same day, usually within the hour during business hours.

No. Most homes here are listed by other brokerages and shown through the CRMLS IDX program; each one names its Listing Agent and Listing Office. Duri represents buyers on any of them as your buyer's agent, so you can call her about every home you see here.

Buyer representation terms are agreed in writing up front and are negotiable. In most transactions the seller offers a credit toward buyer-agent compensation; Duri explains exactly how it works for the home you want before you make an offer.

Directly from the California Regional Multiple Listing Service through a licensed data feed, refreshed every 15 minutes. Status changes, price changes and new listings appear here as soon as the listing agent enters them in the MLS.

MLS rules require every listing to credit the brokerage that represents the seller. That agent works for the seller. To tour the home or make an offer with someone on your side, call Duri at (909) 434-6966.

It blends a neighborhood pricing model with recent MLS sales near your address and shows you the comps it used. It is a starting point, not an appraisal; Duri prepares a full comparative market analysis for free when you are ready.

Curated searches built from specific MLS fields (pool type, HOA status, levels, lot size, view, garage spaces and so on) for each city. Every page explains exactly which fields it uses. Details are as reported by the listing agent, so verify anything important before you buy.

Yes. Tell Duri your criteria and she will set up an MLS auto-alert that emails you new matches within minutes, or check the New Listings page for your city, which shows everything listed in the last seven days.

Sold data is kept private here and used only for comparables. If you want the sold history for a street or neighborhood, ask Duri and she will send the MLS report.

Upland is older and more established, with tree-lined streets, mid-century ranch homes and larger lots in North Upland and San Antonio Heights. Rancho Cucamonga is larger and newer, from Alta Loma's foothill lots and horse-zoned pockets to master-planned tracts near Victoria Gardens. Both share the 210 corridor and mountain views.

Larger lots, mountain and city-lights views, lower density and older custom homes. In Upland and Rancho Cucamonga the median price gap between the north and south sides is several hundred thousand dollars. The Foothill Homes pages map that line for each city.

Ontario Ranch in south Ontario, followed by pockets of Rancho Cucamonga, Pomona and Glendora. The New Construction page lists every active new build with the builder's name.

HOA dues pay for a homeowners association that maintains shared amenities and enforces community rules. Mello-Roos and community facilities district assessments are special property taxes that fund infrastructure in newer developments; they appear on the tax bill, not as dues. Some homes have neither, some have both.

With the same model the MAD Realty Co. team uses: after-repair value from renovated comparable sales, a renovation budget by scope, holding and selling costs, and a target profit of at least eight percent of the after-repair value. Fixer and investor-special listings are gathered on their own page.

Yes. These sales have their own timelines and paperwork, from court confirmation to lender approval. Duri and the MAD team handle them regularly and keep a live page of these listings labeled exactly as the MLS reports them.

California law generally allows at least one accessory dwelling unit on a single-family lot, subject to each city's standards for size, setbacks and parking. The ADU pages list homes that already have one and lots with room for one; permits and feasibility should be confirmed with the city before you rely on rental income.

Two- to four-unit properties qualify for residential loans, including owner-occupied FHA financing with 3.5% down when you live in one unit. Five or more units require commercial financing. The Income Property page shows what is on the market.